CXDA Solution

Digital Assests Platform

Focused on addressing the access to funding challenges which SMEs are facing, CXDA is building a Digital Assets platform, starting with short term debt products, where investors, originators and borrowers can transact in a compliant and transparent marketplace.

  • Standardized rules and documentation, well defined membership and on-boarding rules.

  • Risk mitigation in lending, collateralized assets (e.g. Trade and Inventory Finance), as well as credit guarantees.

  • Well defined, transparent and structured rules enabling investors to participate in funding specific businesses, of their choosing.

  • Establishment of successful execution track records, and transparent market and company data, opening the SME sector to the investment world.

Digital Assets Finance

CXDA Solution
Key Attributes

The Servicing problem, which is essentially collecting the money, disbursing to holders and oversight of collateral is a core process that hinders the loans from being sold to investors. CXDA is creating the hosted platform for servicing and then binding the access, payment flows and information to the blockchain supporting the tokenized loans.

Standardization

Information, origination documentation, underwriting documentation, lending terms and conditions, collateral management, servicing, default management, collateral interest perfection methods (by issuer domicile), transaction history, information licensing and control.

Hosted Origination Platform

An easy to access loan origination platform designed to capture information in the form and structure needed to facilitate underwriting. Using AI and advanced tools in partnership with Microsoft, the platform guarantees a streamlined and efficient origination process.

Hosted Load Underwriting

Using standardized underwriting documentation and credit analysis methods, CXDA is creating an extensible loan underwriting platform.

Tokenization

Tokenized Loan issuance, benefiting from all the attributes of Digital Assets instruments, enabling low cost, friction free processing, and fractionalization possibilities.

Loan Servicing

Smart contracts for the processing and execution of the debt lifecycle, minimizing cost and risk and streamlining the processes.

Exchange

Building all the required components for a liquid and transparent market, and a complete ecosystem of issuers, investors and third part service providers.

CXDA Solution

Information

Market

Payments

Data

Definition standardization, architecture, permissions, history, 3rd party content integration

Ownership

Managing ownership of issuer information, payments, transaction information.

Issuance/Exchange

The purchase of STOs representing the notes, distribution of payments, and secondary exchange.

Analytics

Analytics for at every level for quality control, risk, underwriting, value and price.

Highlights

CXDA solution helps accelerate the transactions execution, by eliminating friction, reducing risk as well as cost.

Digital Assets Growth

Technology

CXDA uses a combination of blockchain and tokenization technology, deep knowledge of how to organize the existing trade finance information into a commercially viable structure and understanding of investment markets to create a trade finance marketplace initially centered on developing and growth regions.

Operational Performance

CXDA facilitates the creation of the transaction track record, standardization of documentation, process and settlement meeting compliance and risk mitigation criteria.

Deployment & Scalability

CXDA’s approach collapses the transaction cost and friction and is uniquely positioned to facilitate the objectives of institutional investors, as well as mid size and small borrowers.

Capabilities

The CXDA platform offers an automated, structured solution for the securitization of private debt, focusing on short duration, high yield asset-based investment opportunities, with required transparency into asset-level performance.

Get Started with CXDA

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